Enjoy your holiday with our Comprehensive Travel Insurance. It is designed to cover overseas emergency assistance and repatriation expenses, overseas medical and hospital expenses as well as cancellation*. Cancellation cover applies from the moment you buy your policy, and the benefit limit is selectable - so you can choose the level of cover right for you.
If you become sick or are unexpectedly unable to travel, we may cover additional accommodation and travel costs*. Lost travel documents, luggage (including laptops, tablet computers, cameras, mobile phones and electronic gadgets) and stolen cash are also covered*.
We also provide you with up to $6,000 towards your rental vehicle excess if you have an accident while driving a rental vehicle, or it is damaged or stolen while in your custody*.
*Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for details.
Comprehensive Travel Insurance—what’s covered?
- Unlimited*~ Overseas Emergency Assistance^
- Unlimited~ Overseas Medical and Hospital Expenses^
- Accidental Death—up to $25,000*
- Permanent Disability^#—up to $25,000*
- Choice of the level of cancellation cover you require, from the moment you purchase your policy*^^
- Travel delay expenses—up to $2,000*
- Alternative transport expenses^—up to $5,000
- Lost, stolen or damaged luggage, personal effects and valuables—up to $10,000*
- If your travel documents (including passports), transaction cards or travellers cheques are lost, stolen or destroyed^—up to $5,000
- Theft of cash – up to $250
- Rental vehicle excess if your hire car is damaged or stolen—up to $6,000*
- Personal Liability#—up to $5 million
- And more—see the Product Disclosure Statement for full details
This is a summary of the cover provided and details the single plan benefit limit. The total amount for family policies may differ for some benefits. Terms, conditions, exclusions, limits and applicable sub-limits apply; refer to the Product Disclosure Statement.
*Sub-limits apply—refer to the Policy Benefits section of the Product Disclosure Statement for details.
~Where used, the term "Unlimited" only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply—refer to the Policy Benefits and General Exclusions sections of the Product Disclosure Statement for details.
^You do not have cover under this benefit while travelling in Australia.
#You will not have cover under Benefits 1.4 Permanent Disability and 6.1 Personal Liability for any claims arising from your participation in any activities listed under Adventure Pack or your participation in snow sport activities.
^^A default limit for Benefit 2.1 Cancellation is automatically included in your cover unless you make a selection. However, you are able to choose different levels of cover from the amounts available to you when you purchase your policy. Any benefit limit selected by you will be shown on your Certificate of Insurance. The benefit limit shown will be the most we will pay for all claims under Benefit 2.1 Cancellation.
Comprehensive Travel Insurance extras
You may also be eligible to purchase one or more of our optional covers to add onto your policy
Snow Pack
- Overseas Emergency Snow Sport Assistance#*^—up to $100,000
- If your snow sport equipment is stolen, accidently damaged, lost or delayed#—up to $2,000*
- Snow Sport Pack#—up to $1,000 to cover unused pre-booked and pre-paid ski passes, ski hire, tuition fees or lift passes if you are injured or become sick during your trip
- Piste Closure#—up to $1,000*
- Bad Weather and Avalanche#—up to $1,000
Cruise Pack
- Unlimited~ Medical Cover while Cruising#
- Unlimited*~ Evacuation Cover—Ship to Shore#
- Cabin Confinement#—up to $500*
- Pre-paid Shore Excursion Cancellations#—up to $1,000
- Formal Cruise Attire Lost, Damaged or Stolen#—up to $1,000
- Formal Wear Delayed#—up to $250
- Marine Rescue Diversion#—up to $500*
Adventure Pack
- Cover for your participation in some additional adventure activities not already included. These activities are listed in more detail in our Adventure Pack.
This is a summary of the cover provided and benefit limit per person for our optional covers. Terms, conditions, exclusions, limits and applicable sub-limits apply; refer to the Product Disclosure Statement.
*Sub-limits apply—refer to the Optional Covers—Cruise Pack and Snow Pack Policy Benefits in the Product Disclosure Statement for details.
^You don’t have cover under this benefit while travelling in Australia.
~Where used, the term "Unlimited" only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply—refer to the Policy Benefits and General Exclusions sections of the Product Disclosure Statement for details.
#You only have cover for these benefits if the relevant pack has been purchased.